Hello, friends in this post we are discussing Credit Card payment gateway or merchant credit card processing services you have planned some online business start then this post 100% for you.
Credit Card payment gateway is most important in today’s online business you have created an e-commerce site, recharge website, you need a payment gateway for receive and send money.
What is Payment gateway?
According to wikipedia.org
“A payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payments processing for e-businesses, online retailers, bricks, and clicks, or traditional brick and mortar. The payment gateway may be provided by a bank to its customers but can be provided by a specialized financial service provider as a separate service, such as a payment service provider.”
A Credit Card payment gateway facilitates a payment transaction by the transfer of information between a payment portal (such as a website, mobile phone or interactive voice response service) and the front end processor or acquiring the bank.
Why need payment gateways
Then you have a customer then you don’t have to need Credit Card payment gateway only the company they received your payment they need payment gateways.
Ex. You Buy a Product on Amazon.com and you pay online for this order this time payment gateways need to Amazon for received your payment, this is a Marchand service.
Top Credit Card payment gateway service provider
payUmoney is one of the best Credit Card payment gateway service providers you have to add this payment gateway free also but free service some limitation for a transaction.
it takes only 2 % transaction fee and 0 Rs. setup and Annual maintenance fee GST as applicable
*1% extra on Amex.
Simply register and collect your customer pays you to need Adhar or Pan card to verify your account also they provide free e-commerce store also.
They have designed their account activation process to enable you to start accepting payments in less than 5 minutes.
PayUmoney provides UPI payment mode as a default checkout option so that customers don’t have to share sensitive bank information to complete a transaction.
Accept debit and credit cards from all card associations. A user can save their card details to get a seamless experience when they visit your website/App next time.
Empower your users to pay through 50+ net banking options from various banks.
PayUmoney gives your customers freedom to pay for their favorite digital wallet.
Instamojo is newly in a market but easy to understand and setup and fast payment gateways as fresher you can add this in your website to receive payment.
instamojo is a Multi-Channel Payment Gateway for India – SMS, Email, Whatsapp, Facebook, Website & more.
Never miss a payment – Accept Credit/Debit Cards, Wallets, Net Banking, UPI & EMI.
instamojo takes 2 % transaction fee + 3 fee and account is ready in 2 minutes and they automatically send your payment in 3 days to your account.
Debit Cards & Credit Cards
instamojo Accept debit and credit cards from all card associations visa, master card, Rupay
more than 50+ banking connected to instamojo on Netbanking.
it is best payment gateways most of Flipkart, Redbus e-commerce portal use this for receive payment.
this service is costly than other because this support international debit and credit card avenue is Global payment gateways.
0 setup fees 2% transaction charge MasterCard & Visa Credit Cards (International) 3.00% * American Express / Amex EMI,JCB & Diners Club 3.00% * 27 Multi-currency options 4.99% * ANNUAL SOFTWARE UPGRADATION CHARGES
(A.S.U.C) ** 1200*
(Waived for 1st Financial Year from the date of Activation)
In that plan you pay 30000 and get all serve free in that plan.
Collect payments in 27 major foreign currencies and allow your customer to pay in the currency they know best.
Sri Lankan Rupee
Hong Kong Dollar
New Zealand Dollar
Chinese Yuan Renminbi
South African Rand
Multilingual Checkout Page
Deliver a “localized” shopping and payments experience and reach out to all sections of consumers.
CCAvenue multilingual checkout page offered in 18 major Indian and International languages provides a wider global reach. It engages consumers who prefer content in their native languages resulting in an enhanced user experience and increased transaction success rates.
CCAvenue Store Front
CCAvenue offers a fully customizable storefront to its merchants who do not have a website for FREE. No technical or design expertise is needed to create a beautiful online store with CCAvenue.
Transacting through Paynimo is as simple as sending a text message. All you need to know is what you already know – your customer’s mobile number or email ID! Paynimo works across all devices and banks, so you can conduct transactions, anywhere and anytime. Paynimo converts your regular reminder SMS and emails into actionable payment tools, thereby improving your collections!
Read Also: How to create Paypal Account for India?
ebs.in is India payment service that helps to receive payment there is two plan basic and Premium.
the basic plan, it takes 0 setup fees
Credit Cards (Visa, MasterCard)
Debit Cards (Visa, MasterCard, RuPay, Maestro)
Net Banking (40+ Banks) EMI on Credit Card (9 major banks supported) IMPS / UPI charge is 2 %.
Amex, ezeClick, JCB, Diners, Wallets, Cash Cards 3 %
razopay is debit & Credit Card payment gateway charge 0 % setup fees and 2 % per transaction Quick onboarding, Reports for all actions, Automate with APIs, Partial payments support.
With the easiest integration, completely online onboarding, best in class performance and feature filled checkout, quickly go live with Razorpay and experience the future of payments.
Airplay is one of leading payment service with some feature like Unified platform integrated with a best-in-class RMS system , Single Window Transaction settlements , Single process for online and offline transactions , Dynamic Payment Gateway Switching , Transaction reconciliation services in addition to payment processing, 24*7*365 Email & Telephonic Support, MIS & Transaction reporting functionality with segregated data, Built-in loyalty management Engine, PCI-DSS compliant Payment Processing Platform, load Balancing & Interface Switching Capabilities
conclusion: there are some list of powerful Debit and Credit Card payment gateway hop that helps to grow your business online there are API key on most of the payment gateways provide you have simply integrate or contact your service provider to help and starting your payment received by customer